Got the Ring? Check. Have insurance? Covered.

It has the perfect sparkle without seeming to flashy. You absolutely adore your ring. Now, we know you swear you'll never take it off (so obviously, you'll never loose it) but are you really sure about that? Your ring isn't necessarily strong enough to endure those rough gym days, so you're bound to take it off (to avoid ruining it, of course). And what about while doing the dishes? You wouldn't want it to slip off, and lose it in the river of bubbles rushing down the sink. 

Between the emotional proposal and then setting the wedding date, don't get lost in the rush and forget to insure your ring! Your engagement ring is a priceless symbol of love and commitment—so pushing off an insurance plan certainly isn't something you can't afford to push off. There are somethings that just aren't worth the risk, and your ring is one of them. Here are four reasons you should look to Jewelers Mutual® Insurance to protect your jewelry. 

1. Got the ring, great. Get insurance, pronto. It's all about who you can count on. With an asset so valuable (both monetary and sentimental) we don't kid around. Jewelers Mutual® Insurance Company understands what jewelry means to you. We know how exciting owning jewelry is, and trust us we also know how seriously painful a jewelry loss can be. If (heaven forbid!) the day you loose your ring comes- you'll be safe with Jewelers Mutual®. When you call to report a loss, they’ll be there to listen to your story, share in your experience, and work with you and your jeweler to make you whole again, because this could very well be a startling experience. Your jewelry isn’t ordinary, so don’t settle for ordinary insurance. Standard homeowners policies may only provide limited jewelry protection, often excluding jewelry damage and loss. 

2. Real Life is Covered. Jewelers Mutual® provide comprehensive insurance because coverage is built around how you live your life. If you lost your ring on your way home from work, it'll be difficult to pinpoint how or where your jewelry went missing throughout the day. Jewelers Mutual® offer worldwide coverage for loss, theft, damage, and also mysterious disappearance (for when it actually dropped in the subway turnstile and you had absolutely no clue). We know you live in your jewelry®thus it doesn’t stay pristine, gemstones get loose and prongs get damaged quite often. Consider yourself covered. Replacing lost jewelry and repairing damages is fundamental part of their coverage.

3. Same Kind and Quality. There is much more to each piece of jewelry than what meets the naked eye. The jewelry experts at Jewelers Mutual®, including on-staff, certified gemologists, know that the value of a diamond goes beyond the “4 C’s.” Whether you lost a couple stones from your halo or the entire ring is gone, they'll replace it with the same kind and quality. So if your ring is by a high end designer such as Cartier or Harry Winston, don't fret. The guys at Jewelers Mutual make repaired or replaced jewelry virtually indistinguishable from the original.

4. Choose Your Own Jeweler. Often times, homeowners and renters policies request customers to use jewelry repair or replacement companies within their network, or to obtain several estimates before proceeding with a claim. Suffering the loss or damage of a diamond ring or other piece of valuable jewelry is hard enough, and we don't want to make this any more difficult. With Jewelers Mutual®, they work with your own trusted jeweler to replace it and do not require multiple estimates. You want your old ring back? Done. That sure makes things a whole lot better. Otherwise, you're going to wish you better protected your new prized possession. It's so not worth the risk.